Professional Services

Retirement Planning

With life expectancies  increasing, many people will spend up to one-third of their life in retirement.  Actively planning for your retirement can be one of the most important choices you'll ever make.  The goal of achieving a comfortable retirement requires some in-depth strategic planning, which includes some well thought out lifecycle management.  We'll assess your current position with respect to your retirement needs and goals, and then help to put you on the investment path to potentially realizing them.

Asset Management

To further assist you in meeting your financial goals, we'll seek to help ensure your investments are properly diversified with an asset management strategy.  Diversification, dividing your assets among different asset classes, is often cited as one of the best long-term investment strategies for any market environment.  Your investment objectives, time horizon and risk tolerance will drive your asset allocation and help determine the right balance for you.  While using asset allocation methodology does not guarantee greater, or more consistent returns, or insure against loss, we'll work with you to help build a personalized portfolio based on proper asset management strategies.

Estate Planning

Estate Planning involves more than just tax savings for the wealthy.  A sound estate plan may provide for effective preservation and transfer of wealth to your loved ones.  A solid estate plan can provide the liquidity your heirs will need to settle your estate taxes, minimizing their financial burden.  At John Coloso Investments, we will work with your tax and legal representatives or help determine the estate planning specialists needed to ensure that aspect of your plan are met.  Together, we'll help you take the steps necessary to protect, conserve and distribute your assets for the benefit of your loved ones and philanthropic interests.

Insurance Strategies

Regardless of how much time or money you spend building your investments, one unfortunate event can quickly erode the value of that plan if you don't have an appropriate insurance plan in place.  At John Coloso Investments, we can offer the professional services of associated insurance brokerage to provide essential insurance strategies.  The strategies we collectively build for you may include many different components such as whole or term life, long-term care, disability, or other types of coverage.  We understand that your needs are unique and can help put in place a plan to protect what is important to you.

Fixed Income Strategies

Adding fixed income investments to a portfolio can result in an important level of diversification to other types of higher risk investments.  Fixed income investments can help serve some very specific investment needs, such as providing regular monthly retirement income.  Many investors seek out the possible tax-exempt status of certain types of fixed income investments.  We have access to some of the industry's most experienced fixed income research and trading desks, and can help provide you with an array of fixed income products to meet your needs.